Ellingson

Family Heritage Agency Owner

  • Justin Ellingson

    Transparent Financial

    Minnesota

Justin Ellingson Contact Information

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(952) 303-6504

2001 Killebrew Drive Suite 140
Bloomington, MN 55425

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Languages Spoken

  • En

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Monday - Friday, 8 a.m. - 5 p.m. Eastern time zone

(440) 922-5222

About Justin Ellingson

Justin Ellingson’s decision in 2010 to join Family Heritage Life Insurance Company of America (FHL) was definitely the right one. “My greatest accomplishment with Family Heritage Life has been becoming a member of the Million Dollar Roundtable and growing every single year for 12 years in direct sales,” says Justin. Prior to joining the Company, he was a successful sales manager for a publishing company.

“FHL’s amazing products can truly make a difference,” emphasizes Justin. “They take the pressure off financially so individuals can just focus on getting healthy. The most rewarding part of joining Family Heritage Life has been the opportunity to take care of clients when they need it most. In addition, Company promotions are based on effort and the results you achieve; you get paid residuals for work long after you make the sale.”

What advice does he have for someone considering a sales or leadership career with Family Heritage Life? “If I could start over with FHL,” says Justin, “I would focus on recruiting earlier in my career. It’s exciting to see a new Agent realize he or she has the skills and can put in the effort to succeed at a high level. Act; don’t think so much. Trust your gut and make the decision. Don’t be afraid of making mistakes; just learn from them.”

Justin feels strongly his Agency, Transparent Financial, has a lot to offer his community in terms of career opportunities and economic impact. “We offer the ability to have a career where the foundation to be successful is in place and is only limited by your own ability and effort. You will have true leadership with Family Heritage Life. Our Company will show you how to get to where you want to go; you just need to be willing to put in the work.”

Within his community, Justin and those in his Agency are strong supporters of Jack’s Caregivers, an organization that focuses exclusively on the male care giver whose spouse is going through cancer. “So many cancer organizations are women focused; we are proud to support a group that is unique and different,” he says.

Free time for Justin means time with his wife and two sons enjoying family vacations or playing outside. He and his wife also support their local church, where his wife is very involved in the youth ministry. Justin also loves to exercise “to get the blood pumping,” and is a big fan of football and softball.

Justin Ellingson - Family Heritage Agency Owner

Family Heritage Life continues to grow because of one thing: our people. We have the BEST insurance sales force in the world because Family Heritage Life truly operates as a family. We are passionate about our life and supplemental health insurance products and how they can help protect a family financially. Best of all, this career enables us to meet and help Americans just like us.

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We want to meet ambitious leaders like you who hope to positively impact the lives of hardworking Americans by selling Family Heritage Life insurance. Don’t waste another second before kicking off your successful future.

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About FHL


Family Heritage Life Insurance Company of America is a wholly owned subsidiary of Torchmark Corporation (NYSE: TMK). FHL's supplemental insurance products provide benefits beyond traditional health insurance, which helps individuals and families to focus on the patient, not the process.
The recipient of numerous awards and honors for outstanding customer service and community outreach, Family Heritage Life proudly serves thousands of American families and supports Sales Professionals across the country.

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FHL Careers


There’s a world of difference between a job and a career. A job is a means to an end, while a Family Heritage Life career offers so much more. Strong belief in Family Heritage Life insurance products is often what draws prospective Sales Professionals to a career with us. Our industry-leading compensation package, bonuses, and incentives make the opportunity even more appealing. At Family Heritage Life, you’ll embark on a life-changing career path, one to financially secure your future, challenge yourself, and pay you what you’re worth.

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FHL Product Info


Be prepared. Expect the unexpected. Hope for the best, but prepare for the worst. You've heard these old sayings for years, but have you taken the time to heed their wisdom? When you experience unexpected illness or injury, you owe it to yourself and your family to be prepared - and more importantly, to be protected. At Family Heritage Life, we believe that protecting your family from life's more challenging surprises is critical. That's why we provide supplemental insurance products that can help you to rest easy and enjoy all that life has to offer.

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File a Claim


Customers buy Family Heritage’s products because they believe in them and our service record, so therefore our products and claims processes need to work to follow through on our promise to you.  We’ve heard from customers the claims process can feel overwhelming, especially when you’re in a situation that resulted in a need for a claim to be filed in the first place. We’ve listened to your feedback and have worked hard to make the process as simple as possible. Please see our Claims page for more information on how to file a claim.

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Customer Service

Our Customer Service and Claims Departments provide unmatched service to Family Heritage Life policyholders and are here to assist you in your time of need by answering your calls directly, without the frustration of an automated machine. As one of our policyholders, you'll see that we are as committed to serving our customers as we are to serving our own families.

(440) 922-5222