Young

Family Heritage Agency Owner

  • Rich Young

    Rhino Financial Group

    South Carolina

Rich Young Contact Information

3453 Pelham Rd Suite 207
Greenville, SC 29615

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Languages Spoken

  • En

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Monday - Friday, 8 a.m. - 5 p.m. Eastern time zone

(440) 922-5222

About Rich Young

As the owner of a marketing company, Rich Young helped other people come up with creative ways to sell their ideas and products. While he enjoyed his work, it didn’t offer him the long-term financial security he needed. A career with Family Heritage Life Insurance Company of America (FHL) did.

Not long after joining FHL in 2007, Rich realized not only was he building residual income that would build year after year, but he was also helping people in a way that was much more meaningful than he was able to do in any other career. Today, Rich is a Sales Director, providing Family Heritage Life insurance products through his Agency, Rhino Financial Group in Greenville, South Carolina.

In fact, helping people with financial protection in times of tragedy is what he finds most rewarding about his career with Family Heritage Life. He also considers it his greatest accomplishment.

“It’s a good feeling to know the many families I enrolled with have financial help if the unexpected occurs,” he says. “When life throws them a curveball, they’ll have someone in their corner to lean on.”

As he built his local office team, Rich also realized he really enjoyed helping new Sales Professionals make the most of their FHL career opportunity.

“From a business standpoint, it’s been rewarding to see several people I work with achieve life-changing incomes – all because of the opportunities an FHL career provides,” he says.

Rich only wishes he had discovered Family Heritage Life sooner than he did. With that thought in mind, he encourages everyone considering a sales or leadership position with FHL to commit without hesitation.

“In my opinion, there is no greater opportunity out there. You can make a substantial income, make a difference in your customers’ lives, and create a lifestyle most people wish they had,” he says.

Rich Young - Family Heritage Agency Owner

Family Heritage Life continues to grow because of one thing: our people. We have the BEST insurance sales force in the world because Family Heritage Life truly operates as a family. We are passionate about our life and supplemental health insurance products and how they can help protect a family financially. Best of all, this career enables us to meet and help Americans just like us.

Join the Team!

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We want to meet ambitious leaders like you who hope to positively impact the lives of hardworking Americans by selling Family Heritage Life insurance. Don’t waste another second before kicking off your successful future.

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About FHL


Family Heritage Life Insurance Company of America is a wholly owned subsidiary of Torchmark Corporation (NYSE: TMK). FHL's supplemental insurance products provide benefits beyond traditional health insurance, which helps individuals and families to focus on the patient, not the process.
The recipient of numerous awards and honors for outstanding customer service and community outreach, Family Heritage Life proudly serves thousands of American families and supports Sales Professionals across the country.

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FHL Careers


There’s a world of difference between a job and a career. A job is a means to an end, while a Family Heritage Life career offers so much more. Strong belief in Family Heritage Life insurance products is often what draws prospective Sales Professionals to a career with us. Our industry-leading compensation package, bonuses, and incentives make the opportunity even more appealing. At Family Heritage Life, you’ll embark on a life-changing career path, one to financially secure your future, challenge yourself, and pay you what you’re worth.

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FHL Product Info


Be prepared. Expect the unexpected. Hope for the best, but prepare for the worst. You've heard these old sayings for years, but have you taken the time to heed their wisdom? When you experience unexpected illness or injury, you owe it to yourself and your family to be prepared - and more importantly, to be protected. At Family Heritage Life, we believe that protecting your family from life's more challenging surprises is critical. That's why we provide supplemental insurance products that can help you to rest easy and enjoy all that life has to offer.

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File a Claim


Customers buy Family Heritage’s products because they believe in them and our service record, so therefore our products and claims processes need to work to follow through on our promise to you.  We’ve heard from customers the claims process can feel overwhelming, especially when you’re in a situation that resulted in a need for a claim to be filed in the first place. We’ve listened to your feedback and have worked hard to make the process as simple as possible. Please see our Claims page for more information on how to file a claim.

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Customer Service

Our Customer Service and Claims Departments provide unmatched service to Family Heritage Life policyholders and are here to assist you in your time of need by answering your calls directly, without the frustration of an automated machine. As one of our policyholders, you'll see that we are as committed to serving our customers as we are to serving our own families.

(440) 922-5222