Smith

Family Heritage Agency Owner

  • Ryan Smith

    Peachtree Heritage Group

    Georgia

Ryan Smith Contact Information

3100 Gentian Blvd Suite 19B
Columbus, GA 31907

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Monday - Friday, 8 a.m. - 5 p.m. Eastern time zone

(440) 922-5222

About Ryan Smith

When Ryan Smith joined Family Heritage Life Insurance Company of America (FHL) in 2103, he brought with him an abundance of previous insurance and military experience. He had spent 18 years in the U.S. Army, 12 years with AFLAC in various capacities, and two years with Combined Insurance as Director of Divisional Development.

What enticed him to join FHL? “It was the culture and the integrity of the company itself,” he says, “and the representatives of Family Heritage Life. We do great things for our clients! We change people's lives! My greatest accomplishment with FHL has been having the honor to work as Vice President of Agency Development. This position gave me an outstanding opportunity to get to know and to learn from the greatest people across the country.”

Ryan knows well the importance of FHL products. He says, “Very simply, we provide the ability to put cash into our clients’ hands to pay the out-of-pocket expenses that their major medical policies may or may not pay. And what is amazing with FHL is if our clients never use their policies, we refund their premiums. In a sense, we provide them the ability to ‘own’ their policy instead of ‘renting’ their policy.”

What is the most rewarding aspect of joining Family Heritage Life for Ryan? “Watching our Agents achieve their dreams,” he says, “and also being able to take care of our clients … literally watching our clients become part of the FHL family through our Agency, Peachtree Heritage Group.”

What advice does Ryan give to someone considering a sales or leadership position with FHL? “It is the greatest opportunity in America! You now have the ability to design your future yourself,” he emphasizes.

In his free time, Ryan is the ultimate outdoor enthusiast. He takes part in The Spartan Race. These obstacle races vary from 3 miles to marathon distance with varying degrees of difficulty and are held throughout the United States and abroad.

Ryan and his Agency support the American Cancer Society, Alzheimer’s Association, and are sponsors of the Best Ranger Competition, a grueling annual military competition held at Fort Benning, Georgia.

Ryan Smith - Family Heritage Agency Owner

Family Heritage Life continues to grow because of one thing: our people. We have the BEST insurance sales force in the world because Family Heritage Life truly operates as a family. We are passionate about our life and supplemental health insurance products and how they can help protect a family financially. Best of all, this career enables us to meet and help Americans just like us.

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We want to meet ambitious leaders like you who hope to positively impact the lives of hardworking Americans by selling Family Heritage Life insurance. Don’t waste another second before kicking off your successful future.

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About FHL


Family Heritage Life Insurance Company of America is a wholly owned subsidiary of Torchmark Corporation (NYSE: TMK). FHL's supplemental insurance products provide benefits beyond traditional health insurance, which helps individuals and families to focus on the patient, not the process.
The recipient of numerous awards and honors for outstanding customer service and community outreach, Family Heritage Life proudly serves thousands of American families and supports Sales Professionals across the country.

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FHL Careers


There’s a world of difference between a job and a career. A job is a means to an end, while a Family Heritage Life career offers so much more. Strong belief in Family Heritage Life insurance products is often what draws prospective Sales Professionals to a career with us. Our industry-leading compensation package, bonuses, and incentives make the opportunity even more appealing. At Family Heritage Life, you’ll embark on a life-changing career path, one to financially secure your future, challenge yourself, and pay you what you’re worth.

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FHL Product Info


Be prepared. Expect the unexpected. Hope for the best, but prepare for the worst. You've heard these old sayings for years, but have you taken the time to heed their wisdom? When you experience unexpected illness or injury, you owe it to yourself and your family to be prepared - and more importantly, to be protected. At Family Heritage Life, we believe that protecting your family from life's more challenging surprises is critical. That's why we provide supplemental insurance products that can help you to rest easy and enjoy all that life has to offer.

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File a Claim


Customers buy Family Heritage’s products because they believe in them and our service record, so therefore our products and claims processes need to work to follow through on our promise to you.  We’ve heard from customers the claims process can feel overwhelming, especially when you’re in a situation that resulted in a need for a claim to be filed in the first place. We’ve listened to your feedback and have worked hard to make the process as simple as possible. Please see our Claims page for more information on how to file a claim.

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Customer Service

Our Customer Service and Claims Departments provide unmatched service to Family Heritage Life policyholders and are here to assist you in your time of need by answering your calls directly, without the frustration of an automated machine. As one of our policyholders, you'll see that we are as committed to serving our customers as we are to serving our own families.

(440) 922-5222