Rich Young

Agency Owner Rhino Financial Group

Family Heritage Life continues to grow because of one thing: our people. We have the BEST insurance sales force in the world because Family Heritage Life truly operates as a family. We are passionate about our life and supplemental health insurance products and how they can help protect a family financially. Best of all, this career enables us to meet and help Americans just like us.

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"You can make a substantial income, make a difference in your customers’ lives, and create a lifestyle most people wish they had."

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As the owner of a marketing company, Rich Young helped other people come up with creative ways to sell their ideas and products. While he enjoyed his work, it didn’t offer him the long-term financial security he needed. A career with Family Heritage Life Insurance Company of America (FHL) did.

Not long after joining FHL in 2007, Rich realized not only was he building residual income that would build year after year, but he was also helping people in a way that was much more meaningful than he was able to do in any other career. Today, Rich is a Sales Director, providing Family Heritage Life insurance products through his Agency, Rhino Financial Group in Greenville, South Carolina.

In fact, helping people with financial protection in times of tragedy is what he finds most rewarding about his career with Family Heritage Life. He also considers it his greatest accomplishment.

“It’s a good feeling to know the many families I enrolled with have financial help if the unexpected occurs,” he says. “When life throws them a curveball, they’ll have someone in their corner to lean on.”

As he built his local office team, Rich also realized he really enjoyed helping new Sales Professionals make the most of their FHL career opportunity.

“From a business standpoint, it’s been rewarding to see several people I work with achieve life-changing incomes – all because of the opportunities an FHL career provides,” he says.

Rich only wishes he had discovered Family Heritage Life sooner than he did. With that thought in mind, he encourages everyone considering a sales or leadership position with FHL to commit without hesitation.

“In my opinion, there is no greater opportunity out there. You can make a substantial income, make a difference in your customers’ lives, and create a lifestyle most people wish they had,” he says.

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Palm Coast Location
27 Clarendon Ct N

Palm Coast, Florida 32137
p: (757) 574-7424
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Rich Young, Agency Owner

We want to meet ambitious leaders like you who hope to positively impact the lives of hardworking Americans by selling insurance for Family Heritage Life. Say yes to FHL and we’ll give you freedom in your career and a whole new lifestyle. Don’t waste another second before kicking off your successful future.

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Customer Care

Customer Care

Customer Service

Need to speak with customer service about your policy? Call us Monday through Friday from 8am - 5pm Eastern time.

(440) 922-5222

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On our ‘Claims’ page, you will find helpful information regarding the claims filing process for various types of benefits,  filing instructions, printable forms, and more.

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Insurance is a complex topic and can sometimes be overwhelming. If you don’t find an answer to your question on our FAQ page, contact us today.

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About Family Heritage

FHL offers supplemental insurance products that help provide benefits beyond traditional health insurance. The recipient of numerous awards and honors for outstanding customer service and community outreach, Family Heritage Life proudly serves thousands of American families.

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Insurance Products

At Family Heritage Life, we believe helping to protect your family from life's more challenging surprises is critical. That's why we provide supplemental insurance products to be able to help you with some of the out-of-pocket expenses that could arise in the event of an unexpected illness or injury.

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FHL Careers

At Family Heritage Life, you’ll embark on a life-changing career path, one to help financially secure your future, challenge yourself, and provide the opportunity to make what you’re worth. Explore our industry-leading competitive commissions, bonuses, incentives, and why FHL is the Best Opportunity in America.

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Contact Us!

You may contact Family Heritage Life by writing to the address below, calling a specific department, or submitting an email through the contact form.

Mailing Address

Family Heritage Life Insurance Company of America
6001 East Royalton Road, Suite 200
Cleveland, OH 44147

Customer Service

Phone: (440) 922-5222
Fax: (440) 922-5223

Monday – Friday 8 a.m. to 5 p.m. EST

Spanish-speaking representatives are available during normal business hours.

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