Justin Ellingson

Agency Owner Transparent Financial

Family Heritage Life continues to grow because of one thing: our people. We have the BEST insurance sales force in the world because Family Heritage Life truly operates as a family. We are passionate about our life and supplemental health insurance products and how they can help protect a family financially. Best of all, this career enables us to meet and help Americans just like us.

Specializing In:
Individual
Insurance
Life
Insurance
Supplemental
Health

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"Our Company will show you how to get to where you want to go; you just need to be willing to put in the work."

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About

Justin Ellingson’s decision in 2010 to join Family Heritage Life Insurance Company of America (FHL) was definitely the right one. “My greatest accomplishment with Family Heritage Life has been becoming a member of the Million Dollar Roundtable and growing every single year for 12 years in direct sales,” says Justin. Prior to joining the Company, he was a successful sales manager for a publishing company.

“FHL’s amazing products can truly make a difference,” emphasizes Justin. “They take the pressure off financially so individuals can just focus on getting healthy. The most rewarding part of joining Family Heritage Life has been the opportunity to take care of clients when they need it most. In addition, Company promotions are based on effort and the results you achieve; you get paid residuals for work long after you make the sale.”

What advice does he have for someone considering a sales or leadership career with Family Heritage Life? “If I could start over with FHL,” says Justin, “I would focus on recruiting earlier in my career. It’s exciting to see a new Agent realize he or she has the skills and can put in the effort to succeed at a high level. Act; don’t think so much. Trust your gut and make the decision. Don’t be afraid of making mistakes; just learn from them.”

Justin feels strongly his Agency, Transparent Financial, has a lot to offer his community in terms of career opportunities and economic impact. “We offer the ability to have a career where the foundation to be successful is in place and is only limited by your own ability and effort. You will have true leadership with Family Heritage Life. Our Company will show you how to get to where you want to go; you just need to be willing to put in the work.”

Within his community, Justin and those in his Agency are strong supporters of Jack’s Caregivers, an organization that focuses exclusively on the male care giver whose spouse is going through cancer. “So many cancer organizations are women focused; we are proud to support a group that is unique and different,” he says.

Free time for Justin means time with his wife and two sons enjoying family vacations or playing outside. He and his wife also support their local church, where his wife is very involved in the youth ministry. Justin also loves to exercise “to get the blood pumping,” and is a big fan of football and softball.

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Locations
Bloomington Location
2001 Killebrew Drive
Suite 270
Bloomington, Minnesota 55425
p: (651) 428-7754
f: 952-303-6504
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Grand Rapids Location
1 NW 3rd St

Grand Rapids, Minnesota 55744
p: (218) 244-2867
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North Branch Location
38880 Oakview Ave
Suite 2
North Branch, Minnesota 55056
p: (651) 428-7754
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Photos
Team
Community
Justin Ellingson, Agency Owner

We want to meet ambitious leaders like you who hope to positively impact the lives of hardworking Americans by selling insurance for Family Heritage Life. Say yes to FHL and we’ll give you freedom in your career and a whole new lifestyle. Don’t waste another second before kicking off your successful future.

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Customer Care

Customer Care

Customer Service

Need to speak with customer service about your policy? Call us Monday through Friday from 8am - 5pm Eastern time.

(440) 922-5222

File a Claim

On our ‘Claims’ page, you will find helpful information regarding the claims filing process for various types of benefits,  filing instructions, printable forms, and more.

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FAQ

Insurance is a complex topic and can sometimes be overwhelming. If you don’t find an answer to your question on our FAQ page, contact us today.

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About Family Heritage

FHL offers supplemental insurance products that help provide benefits beyond traditional health insurance. The recipient of numerous awards and honors for outstanding customer service and community outreach, Family Heritage Life proudly serves thousands of American families.

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Insurance Products

At Family Heritage Life, we believe helping to protect your family from life's more challenging surprises is critical. That's why we provide supplemental insurance products to be able to help you with some of the out-of-pocket expenses that could arise in the event of an unexpected illness or injury.

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FHL Careers

At Family Heritage Life, you’ll embark on a life-changing career path, one to help financially secure your future, challenge yourself, and provide the opportunity to make what you’re worth. Explore our industry-leading competitive commissions, bonuses, incentives, and why FHL is the Best Opportunity in America.

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Contact Us!

You may contact Family Heritage Life by writing to the address below, calling a specific department, or submitting an email through the contact form.

Mailing Address

Family Heritage Life Insurance Company of America
6001 East Royalton Road, Suite 200
Cleveland, OH 44147

Customer Service

Phone: (440) 922-5222
Fax: (440) 922-5223

Monday – Friday 8 a.m. to 5 p.m. EST

Spanish-speaking representatives are available during normal business hours.

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