Larry Salerno

Agency Owner Dynasty Financial Group

Family Heritage Life continues to grow because of one thing: our people. We have the BEST insurance sales force in the world because Family Heritage Life truly operates as a family. We are passionate about our life and supplemental health insurance products and how they can help protect a family financially. Best of all, this career enables us to meet and help Americans just like us.

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"Our systems set us apart from other companies in similar business."

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Larry Salerno was attracted to Family Heritage Life Insurance Company of America (FHL) for several reasons, including renewal income, opportunity for longterm financial growth, and opportunity to own his own Agency. Since joining Family Heritage Life in 2001, he’s expanded his Agency, Dynasty Financial Group, into several locations and states.

Larry’s greatest personal achievements with FHL are developing six new Sales Directors from his Dynasty Growth Program, being ‘Sales Organization of the Year’ 10 out of 15 years, and maintaining ‘Top Team Leaders’ team production 15 years running. His greatest reward, however, is “seeing the growth and development of the people, the teams, the organizations, and the Agencies around me.”

“Our systems,” Larry says, “set us apart from other companies in similar businesses. If you want to change your life for the better, simply follow our systems, and you’re almost guaranteed to be a great success. Reach out to the most successful people and organizations to learn what they do to be as good as they are. Ask for help from Family Heritage Life when you need it, because they are always there to support you.” Dynasty Financial Group gives people the opportunity to live an extraordinary life without any previous experience in the industry. Dynasty offers training to help prepare new recruits for getting licensed, offers great commission plans, and provides outstanding renewal income.

“The FHL products Dynasty Financial Group offers,” says Larry, “helps provide financial stability many people lack when life knocks them down. When they need financial support, when they are sick, hurt, and can’t work, is when we come to the rescue.”

Giving back is also part of the culture of Dynasty Financial Group. Larry and his team participate in events like annual golf tournaments to help support Sales Professionals and customers in need, annual fundraising for Texas Children’s Hospital, St. Jude Children’s Research Hospital, and several yearly events focused on fundraising to find cures for cancer.

Larry loves to travel, play golf, volunteer at his church, and research, collect, and drink fine wine.

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Phoenix Location
1645 E. Missouri Ave.
Suite 320
Phoenix, Arizona 85016

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Goodlettsville Location
210 N. Main St.

Goodlettsville, Tennessee 37072
p: (615) 420-6227
f: (615) 250-8713
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The Woodlands Location
5 Grogans Park Drive
Suite 103
The Woodlands, Texas 77380
p: (832) 246-8200
f: (281) 651-4232
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League City Location
102 East Walker St.

League City, Texas 77573
p: (832) 246-8200
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We want to meet ambitious leaders like you who hope to positively impact the lives of hardworking Americans by selling insurance for Family Heritage Life. Say yes to FHL and we’ll give you freedom in your career and a whole new lifestyle. Don’t waste another second before kicking off your successful future.

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Customer Care

Customer Care

Customer Service

Need to speak with customer service about your policy? Call us Monday through Friday from 8am - 5pm Eastern time.

(440) 922-5222

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On our ‘Claims’ page, you will find helpful information regarding the claims filing process for various types of benefits,  filing instructions, printable forms, and more.

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Insurance is a complex topic and can sometimes be overwhelming. If you don’t find an answer to your question on our FAQ page, contact us today.

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About Family Heritage

FHL offers supplemental insurance products that help provide benefits beyond traditional health insurance. The recipient of numerous awards and honors for outstanding customer service and community outreach, Family Heritage Life proudly serves thousands of American families.

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Insurance Products

At Family Heritage Life, we believe helping to protect your family from life's more challenging surprises is critical. That's why we provide supplemental insurance products to be able to help you with some of the out-of-pocket expenses that could arise in the event of an unexpected illness or injury.

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FHL Careers

At Family Heritage Life, you’ll embark on a life-changing career path, one to help financially secure your future, challenge yourself, and provide the opportunity to make what you’re worth. Explore our industry-leading competitive commissions, bonuses, incentives, and why FHL is the Best Opportunity in America.

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Contact Us!

You may contact Family Heritage Life by writing to the address below, calling a specific department, or submitting an email through the contact form.

Mailing Address

Family Heritage Life Insurance Company of America
6001 East Royalton Road, Suite 200
Cleveland, OH 44147

Customer Service

Phone: (440) 922-5222
Fax: (440) 922-5223

Monday – Friday 8 a.m. to 5 p.m. EST

Spanish-speaking representatives are available during normal business hours.

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